“The Cash Offer Company”
Behind on your HOA dues? Getting threatening letters or seeing a lien pop up in your title report? You’re not alone. Many Virginia homeowners find themselves facing HOA fines or unpaid fees — only to discover the HOA has placed a lien on the property. But can you still sell the house? The answer is yes — especially with the help of a local cash buyer like The Cash Offer Company.
What Is an HOA Lien?
In Virginia, a homeowners association (HOA) can place a lien on your property if you fall behind on dues, fines, or assessments. This lien gives them a legal claim against your property and can show up during a title search — blocking your ability to sell until it’s resolved.
How Much Can an HOA Lien Be For?
HOA liens can vary. Some are just a few hundred dollars. Others build up into the thousands due to:
- Unpaid dues or special assessments
- Late fees and legal fees
- Daily fines for violations (like tall grass, trash bins, or unapproved paint colors)
Can an HOA Foreclose on Your Home?
Yes — under Virginia law, an HOA can foreclose on your house if the lien isn’t resolved. This is rare, but it does happen, especially in places like:
- Chesterfield and Henrico County – Large planned communities
- Richmond suburbs like Short Pump, Midlothian, and Brandermill
- Virginia Beach and Northern Virginia – Condos and townhome communities
Can You Still Sell a House With an HOA Lien?
Yes — but the lien must be addressed before or during closing. You have three options:
- Pay the lien off before selling
- Negotiate with the HOA for a payoff amount
- Sell to a cash buyer who can absorb or pay off the lien at closing
Why Homeowners Choose to Sell As-Is for Cash
If you’re facing a deadline or threat of foreclosure, a traditional sale may take too long. At The Cash Offer Company, we help homeowners by:
- Paying off HOA liens at closing if needed
- Buying the property as-is — even with violations
- Skipping agent fees, showings, or listing delays
- Closing in as little as 7–10 days
We’ve Helped Sellers With:
- Out-of-state owners behind on HOA dues
- Vacant homes racking up fines for grass, paint, or broken fences
- Inherited properties where the HOA wasn’t paid in years
- Condos in Richmond and Virginia Beach with surprise assessments
Helpful HOA and Legal Resources
Why Work With The Cash Offer Company
We’re a family-run home buying company based in Richmond, VA — and we’ve helped dozens of sellers navigate HOA liens, title clouds, and stressful violations. We make fair cash offers, handle the lien paperwork, and get it done fast — with no hassle.
Take the Next Step
Need to sell a house with an HOA lien in Virginia? Contact The Cash Offer Company today. We’ll help you avoid foreclosure, negotiate with the HOA if needed, and get cash in your hands — fast.
Contact Information
The Cash Offer Company
Phone: 804-215-4004
Email: info@thecashoffercompany.com
Website: https://www.thecashoffercompany.com/
Disclaimer: This blog post is for informational purposes only. It does not constitute legal or financial advice. For specific guidance, please consult a licensed real estate attorney or HOA expert.
